Preheat oven to 350.
Cook quinoa according to package directions in the chicken broth (instead of water)*
In the meantime, begin to brown the beef over medium heat in a large skillet.
Add in diced onion to the beef and continue cooking until beef is cooked and onion is soft –about 8 minutes.
Add in diced peppers and cook those until soft, about 5-8 minutes.
Stir in seasonings & beans.
Stir in cooked quinoa with the beef/bean mixture.
Stir in half of the shredded cheese.
Lightly spray a 9x13 casserole pan. Pour in half of the quinoa/beef/bean mixture.
In a separate bowl, stir together the cottage cheese & sour cream, and pour that mixture on top of the quinoa layer. Spread evenly around.
Add the second half of the quinoa mixture. Top with remaining shredded cheese.
Bake uncovered for 20 minutes.
Remove from oven, and sprinkle toppings on top.**